Yeah, so do I. So does everyone. That’s not what I meant by naive.

You want housing prices to burn, however, the causes of housing price crashes that hard are ones that make housing undesirable; war, famine, disease, street violence, natural disaster, etc. A high bar for access to housing is definitely bad, but those things are worse.

The housing market crisis is not simply corporations keeping real estate out of the hands of common folks, that is the natural progression of free markets with insufficient regulation. It marks the end of the 20th century boom for western society. To equalize access to housing correctly will take time, no matter the method implemented, economic or cultural.

You actually took the time to mask how bitter you are about not having a ladder to climb, awkwardly try to misdirect the reader into your supposed sympathy for the plight of a renter, and somehow that became mud-slinging at Mark Carney. The naive part is you thinking no one would figure out what you are doing.

I suppose you have someone in mind who can crush this housing problem “better than Mark Carney”? Grow up.