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  3. Itch.io are seeking out new payment processors who are more comfortable with adult material

Itch.io are seeking out new payment processors who are more comfortable with adult material

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  • K kartoffelsaft@programming.dev

    Did they even have the option not to go nuclear? From the sounds of their blog post, they would have spent the proper amount of time to do what they were being “asked” (threatened) to do, if they were even given time to do so. They said their preferred decision would have been to ask every NSFW dev if they complied with the payment processors they accept, but the time they were expected to implement all that was so short that they couldn’t do that fairly.

    Lvxferre [he/him]L This user is from outside of this forum
    Lvxferre [he/him]L This user is from outside of this forum
    Lvxferre [he/him]
    wrote last edited by lvxferre@mander.xyz
    #17

    Did they even have the option not to go nuclear?

    Yes: hide only the games tagged “adult” (subset tag), instead of all games tagged “nsfw” (superset tag), to reduce the disruption. And then work swiftly to relist the adult games with content not being targeted by the payment mafia. Even if itch.io showed one or two false negatives, it would already be a clear sign of good will towards the mafia.

    I’m glad the people working there did not do this though. I hope itch io lets the disruption stays on, for as long as possible; preferably affecting as many non-adult games as possible.

    1 Reply Last reply
    10
    • H ℍ𝕂-𝟞𝟝

      A lot of European countries have direct bank transactions streamlined, you scan a QR code and fraud is owned by the bank.

      It’s ecen more secure than cards, since you can’t get double charged by the vendor.

      A This user is from outside of this forum
      A This user is from outside of this forum
      azertyfun@sh.itjust.works
      wrote last edited by
      #18

      What Americans tend to refer to as “fraud protection” is charge back policies, where the payment processor acts as Content Police and revert transactions if they hear the vendor was unfair to their customer (and they usually are on the side of the customer).

      My EU bank won’t do that even on my credit card, because it’s insane that one would expect a financial institution to be judge, jury, and executioner in the case of a disagreement over legal services rendered.

      Americans have to own up to the uncomfortable fact that dependence on these policies is what keeps the big credit cars companies in power, on top of severely driving up consumer prices (unfairly weighted towards the rich of course who get cashbacks thanks to the obscene money Visa makes on their enormous transaction fees) and being incredibly unfair to small vendors who don’t have the means to meaningfully dispute fraudulent chargebacks.

      𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C T 2 Replies Last reply
      15
      • D dagnet@lemmy.world

        My country has our own government operated, fast, simple and cheap payment method so now visa and mastercard are making the US government pressure us to destroy it

        H This user is from outside of this forum
        H This user is from outside of this forum
        ℍ𝕂-𝟞𝟝
        wrote last edited by
        #19

        Which country?

        1 Reply Last reply
        1
        • T taldan@lemmy.world

          We really need a push based payment system. It’s absurd someone can take money from you simply by knowing your credit card or bank numbers

          S This user is from outside of this forum
          S This user is from outside of this forum
          skyestarfall@lemmy.blahaj.zone
          wrote last edited by
          #20

          Wait, where in the world does that happen?

          …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

          K 𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C M F 4 Replies Last reply
          22
          • S skyestarfall@lemmy.blahaj.zone

            Wait, where in the world does that happen?

            …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

            K This user is from outside of this forum
            K This user is from outside of this forum
            khornechips@sh.itjust.works
            wrote last edited by
            #21

            They absolutely can, yes.

            1 Reply Last reply
            2
            • S skyestarfall@lemmy.blahaj.zone

              Wait, where in the world does that happen?

              …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

              𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C This user is from outside of this forum
              𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C This user is from outside of this forum
              𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠
              wrote last edited by
              #22

              Sepa Direct Debits work in basically every SWIFT-connected country too, so that’s most of the world.

              1 Reply Last reply
              6
              • A azertyfun@sh.itjust.works

                What Americans tend to refer to as “fraud protection” is charge back policies, where the payment processor acts as Content Police and revert transactions if they hear the vendor was unfair to their customer (and they usually are on the side of the customer).

                My EU bank won’t do that even on my credit card, because it’s insane that one would expect a financial institution to be judge, jury, and executioner in the case of a disagreement over legal services rendered.

                Americans have to own up to the uncomfortable fact that dependence on these policies is what keeps the big credit cars companies in power, on top of severely driving up consumer prices (unfairly weighted towards the rich of course who get cashbacks thanks to the obscene money Visa makes on their enormous transaction fees) and being incredibly unfair to small vendors who don’t have the means to meaningfully dispute fraudulent chargebacks.

                𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C This user is from outside of this forum
                𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C This user is from outside of this forum
                𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠
                wrote last edited by
                #23

                Banks can and absolutely do honor chargeback requests, though the terminology is usually different, even in the EU. But these are usually always honored (eg SDD Reversal or MOIs).

                A 1 Reply Last reply
                3
                • 𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C 𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠

                  Banks can and absolutely do honor chargeback requests, though the terminology is usually different, even in the EU. But these are usually always honored (eg SDD Reversal or MOIs).

                  A This user is from outside of this forum
                  A This user is from outside of this forum
                  azertyfun@sh.itjust.works
                  wrote last edited by
                  #24

                  “Regular” SDDs can only be done within 5 business days apparently. Not that I would know, my bank certainly doesn’t offer a magic money back button to their private customers, and as I remember it my contract only allows transaction reversal in case of identity fraud, basically.

                  As far as I can tell, SDDs are a B2B-oriented tool that can only be initiated in particular circumstances such as a merchant being unable to fulfill an order altogether – i.e. when the legal case for a breach of contract is so unambiguous that it isn’t worth either party’s time to go to court. That’s very different from the American thinking of “my hotel room wasn’t as clean as I like it so I’m going to do a chargeback because that’s my Visa-given right”.

                  𝙲𝚑𝚊𝚒𝚛𝚖𝚊𝚗 𝙼𝚎𝚘𝚠C 1 Reply Last reply
                  0
                  • alessandro@lemmy.caA alessandro@lemmy.ca
                    This post did not contain any content.
                    Jakob FelJ This user is from outside of this forum
                    Jakob FelJ This user is from outside of this forum
                    Jakob Fel
                    wrote last edited by
                    #25

                    … Exactly why I can’t stand that platform. Instead of just leaving that trash off the platform, they’re fighting for it.

                    S H F D squirrelanna@lemmynsfw.comS 6 Replies Last reply
                    3
                    • S skyestarfall@lemmy.blahaj.zone

                      Wait, where in the world does that happen?

                      …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

                      M This user is from outside of this forum
                      M This user is from outside of this forum
                      motoash@lemmy.world
                      wrote last edited by
                      #26

                      So what do you do to set up automatic payments or buy something online where chips cannot be read? Do you get a notification to approve the transaction every time? It sounds more like you’re just ignorant as to how open these systems still are to abuse…

                      S 1 Reply Last reply
                      1
                      • Jakob FelJ Jakob Fel

                        … Exactly why I can’t stand that platform. Instead of just leaving that trash off the platform, they’re fighting for it.

                        S This user is from outside of this forum
                        S This user is from outside of this forum
                        serenesadie@lemmy.myserv.one
                        wrote last edited by
                        #27

                        Keep an eye out for rocks through your window, pal.

                        Jakob FelJ 1 Reply Last reply
                        20
                        • Jakob FelJ Jakob Fel

                          … Exactly why I can’t stand that platform. Instead of just leaving that trash off the platform, they’re fighting for it.

                          H This user is from outside of this forum
                          H This user is from outside of this forum
                          harvey656@lemmy.world
                          wrote last edited by
                          #28

                          Found the censorship lover. I’m gonna write so much smut with your username now, the real nasty cuckoldry kind then turn it into a twine game and once itch return to normal I am posting it on there.

                          Jakob FelJ 1 Reply Last reply
                          23
                          • A azertyfun@sh.itjust.works

                            What Americans tend to refer to as “fraud protection” is charge back policies, where the payment processor acts as Content Police and revert transactions if they hear the vendor was unfair to their customer (and they usually are on the side of the customer).

                            My EU bank won’t do that even on my credit card, because it’s insane that one would expect a financial institution to be judge, jury, and executioner in the case of a disagreement over legal services rendered.

                            Americans have to own up to the uncomfortable fact that dependence on these policies is what keeps the big credit cars companies in power, on top of severely driving up consumer prices (unfairly weighted towards the rich of course who get cashbacks thanks to the obscene money Visa makes on their enormous transaction fees) and being incredibly unfair to small vendors who don’t have the means to meaningfully dispute fraudulent chargebacks.

                            T This user is from outside of this forum
                            T This user is from outside of this forum
                            totalcourage007@lemmy.world
                            wrote last edited by
                            #29

                            I’m cool with going around the system if it has become corrupt by enforcing censorship. We need a way for CryptoCurrency to become standard.

                            1 Reply Last reply
                            1
                            • T taldan@lemmy.world

                              Or, even worse: At the whims of the president

                              It would be a convenient way to bypass having to pass legislation, allowing more consolidation of power in the executive branch

                              R This user is from outside of this forum
                              R This user is from outside of this forum
                              revan343@lemmy.ca
                              wrote last edited by
                              #30

                              Up next for removal: Wolfenstein; because it hurts the Nazis feelings

                              1 Reply Last reply
                              7
                              • Jakob FelJ Jakob Fel

                                … Exactly why I can’t stand that platform. Instead of just leaving that trash off the platform, they’re fighting for it.

                                F This user is from outside of this forum
                                F This user is from outside of this forum
                                Fluffy Kitty Cat
                                wrote last edited by
                                #31

                                Fuck off Nazi

                                1 Reply Last reply
                                12
                                • perogiboi@lemmy.caP perogiboi@lemmy.ca

                                  This is the start. Mastercard and Visa will soon block you from other content like movies and music (if it’s explicit) and books.

                                  They are at the whims of religious extremists.

                                  F This user is from outside of this forum
                                  F This user is from outside of this forum
                                  Fluffy Kitty Cat
                                  wrote last edited by
                                  #32

                                  Christ Card companies

                                  1 Reply Last reply
                                  4
                                  • S skyestarfall@lemmy.blahaj.zone

                                    Wait, where in the world does that happen?

                                    …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

                                    F This user is from outside of this forum
                                    F This user is from outside of this forum
                                    Fluffy Kitty Cat
                                    wrote last edited by
                                    #33

                                    Yes that’s how it works

                                    1 Reply Last reply
                                    10
                                    • M motoash@lemmy.world

                                      So what do you do to set up automatic payments or buy something online where chips cannot be read? Do you get a notification to approve the transaction every time? It sounds more like you’re just ignorant as to how open these systems still are to abuse…

                                      S This user is from outside of this forum
                                      S This user is from outside of this forum
                                      skyestarfall@lemmy.blahaj.zone
                                      wrote last edited by
                                      #34

                                      Yes. Every purchase I do has two-factor authentication

                                      If I do automatic payment, I need to set it up manually and also set a custom limit of how much is allowed to be pulled. I also typically get a notification every time an automatic transaction is planned to occur

                                      O M 2 Replies Last reply
                                      6
                                      • Jakob FelJ Jakob Fel

                                        … Exactly why I can’t stand that platform. Instead of just leaving that trash off the platform, they’re fighting for it.

                                        D This user is from outside of this forum
                                        D This user is from outside of this forum
                                        ObjectivityIncarnate
                                        wrote last edited by
                                        #35

                                        Anyone else having Jack Thompson flashbacks, except worse because it’s actually gaining some traction?

                                        1 Reply Last reply
                                        8
                                        • alessandro@lemmy.caA alessandro@lemmy.ca
                                          This post did not contain any content.
                                          danhab99@programming.devD This user is from outside of this forum
                                          danhab99@programming.devD This user is from outside of this forum
                                          danhab99@programming.dev
                                          wrote last edited by
                                          #36

                                          Rule of acquisition #85: Never let the competition know what you’re thinking

                                          In this case I interpret the competition to be the various payment processors that might be willing to serve for additional fees

                                          1 Reply Last reply
                                          13

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